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JES (Jurnal Ekonomi Syariah

jes
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Published by Universitas Islam Lamongan

ISSN : 25285610 EISSN : 25410431 DOI : http://dx.doi.org/10.30736/jes.v7i2

Core Subject : Economy,

Economics, Econometrics & Finance

The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 10 Documents

Search results for , issue "Vol 4, No 1 (2019): Maret" : 10 Documents clear

Pengaruh Pembiayaan Murabahah Dan Musharakah Terhadap Profitabilitas Di Bprs Madinah Lamongan Periode 2014-2017 Wahyuni Wahyuni
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Financial report is data which can provide an illustration and information. The information that is given is a description of enterprise at some point or another certain or at a particular period. Financial report is an analysis used to know the meaning of set forth in the number that such financial statement so that beneficial for the users. In addition, by analyzing the influence of an financial report can be seen divorce or funding murabahah and musharakah in effecting company profitability. This research attempts to answer the question of how the influence of murabahah financing to profitability in BPRS Madinah Lamongan, how the influence of musharakah financing to profitability in BPRS Madinah Lamongan, and how the influence of murabahah financing and musharakah simultaneously on the profitability in BPRS Madinah Lamongan. This research is quantitative model which describes the phenomena of objects research and take conclusions based on figures the statistical analysis. Data collection is carried out by interviews from employees of BPRS Madinah Lamongan and documentation with the methods for data collection of financial report BPRS Madinah Lamongan 2014-2017 Period. The results of research shows that first, murabahah financing has an influence on the profitability in BPRS Madinah Lamongan 2014-2017 period. It is otherwise based on the partial test. Second, musha>rakah financing has no influence to profitability in BPRS Madinah Lamongan 2014-2017 period. It is otherwise based on the partial test. And third, murabahah financing and musharakah together fit to influence to profitability in BPRS Madinah Lamongan 2014-2017 period. This is proven with F test that produce significant values ≥ 0,05. Keywords: Murabahah and Musharakah Financing, Profitability, BPRS Madinah Lamongan

Pengaruh Kelebihan Penghasilan Dan Religiusitas Terhadap Intensi Masyarakat Desa Takeranklating Tikung Lamongan Untuk Menjadi Nasabah Di Perbankan Syariah Dian Mariana Lestari
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Sharia bank is a bank which operated by al-Quran and Hadist principle. Completed with MUI intructions therefore when operational process not rely on tire tread. However almost people have a salary and religious background look of that things people sould be make their insentrum to chose sharia bank as a main priority to be the customer. This skripsi entitled ”The influence of salary strength and the religiousity toward the intention of Takeranklating people to be the customer in sharia bank”. This research using quantitative method so answer the research problem about how many the influence of salary strength, and the religiousity in a parsial manner and simultaneous toward people intention in Takeranklating village to be the customer in sharia Bank. This research used quantitative methods with explanation design. This research collect the data used quitionnare and documentation. While data analyze technique used double regression test using parsial and simultaneous test. Result of research showed that the variabel of salary strenght get the positive influence and significant toward people intention of Takeranklating to be a customer in sharia bank with regression coeficient 0,022 scores, score t test is 2,150 scores and the significant is 0,038 scores. While the variabel of religiousity get positive influence and significant toward people intention of Takeranklating to be a customer in sharia bank with regression coefficient 0,622 score, the score of t test is 75,635 scores, and the significant score is 0,000,. While the salary strength and religiousity in a simultaneous manner is significant influence toward people intention of Takeranklating village to be a customer in sharia bank with f test is 2906,753 scores, the significant score is 0,000 scores and f table is 3,10 scores. Keywords: Salary Strength, Religiousity, People Intention

Peran Zakat Terhadap Pemberdayaan Dan Kesejahteraan Mustahiq Akmalur Rijal
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Poverty is a crucial problem that is being faced by all nations in the world, including Indonesia. This condition will certainly disrupt national development and stability. Therefore, what is needed now is a solution that can help overcome the problems. The poverty is defined as the inability of a person to fulfill his basic needs because of his powerlessness in accessing or mastering economic resources. The inequality of economic development is one of the causes of poverty. Welfare is a condition that is a hope for every citizen. But in reality not all citizens can easily get welfare. The empowerment of productive zakat funds has a very large role in the business mustahiq, because of the limitation to increase capital in its business, so that zakat funds become one of the solutions to advance business mustahiq. Productive zakat has the specificity of being channeled to the production business of mustahiq. Productive businesses carried out by mustahiq with capital from productive zakat. His efforts are expected to be able to continue to grow, so that being able to raise the economic level of mustahiq so that achieving prosperity can even become muzakki. Keywords: Zakat, Mustahiq, Zakat Empowerment

Etos Kerja Islam Dan Ketahanan Usaha Kerajinan Tangan Ahmad Ubaidillah; Misbahul Khoir
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

The objectives of research include; first, to describe what local Islamic working ethos are as the basis for the resilience of songkok, whip and slap handicraft businesses in Serah Panceng Gresik Village. Second, to describe the resilience of the songkok, whip and slap handicraft business in the village of Serah Panceng Gresik. This study is a qualitative-descriptive study with the aim of understanding the phenomena experienced by the subject of research including behavior, perception, motivation, and action holistically by utilizing various scientific methods. Data collection methods include; Observation, In-depth Interview or Focus Group Discussion, Documentation. Data analysis techniques include: processing and preparing data for analysis, reading the entire data, analyzing in more detail by coding data, considering detailed instructions that can help the coding process, giving descriptions that will be presented in the report, interpreting and interpreting data. The results showed that in Serah Village local Islamic working ethos were preserved by the community, such as alms giving, reading dziba', reading tahlil, attending haul akbar, and reading sholawat together every Friday. Although in the tradition it does not involve songkok, whip, and slap directly, there is a good impact to support the resilience of songkok, but not whip, and slap production. Religious rituals by praying together asking Allah to facilitate and carry out business in production songkok, whip, and slap are an expression of gratitude for what God gave to the people of Serah Village. All economic activity done by Serah community is meant to get God’s willing. Keywords: Islamic Working Ethos, Handicraft Businesses

Perkembangan Bank Syariah Di Indonesia: Sebuah Kajian Historis M. Dliyaul Muflihin
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Banking in Indonesia is now increasingly enlivened by the existence of Islamic banks, which offer financial and investment products in different ways than conventional banks that have long existed. Even conventional banks in Indonesia are now following the trend by establishing their own Islamic institutions or Islamic business units. Recorded in 2012 Islamic banks have increased rapidly to become 11 Islamic Commercial Banks (BUS) and 24 Sharia Business Units (UUS). Islamic banks were born and developed in Indonesia starting from the birth of Bank Muamalat in 1992. Law Number 7 of 1992 concerning banking was born because in that year Bank Muamalah was the only bank that carried out business activities based on the principle of profit sharing. Furthermore, the culmination point has been reached with the enactment of Law Number 10 of 1998 concerning banking which opens the opportunity for anyone who will establish a Shari'ah bank or who wants to convert from a conventional system to a sharia system. Until the issuance of Law No.10 of 1998. Furthermore, Law No.10 of 1998 was amended by Law No. 21 of 2008 concerning Islamic banking because on June 17 2008 the Law on Islamic Banking was adopted which promulgated in the State Gazette on July 16 2008. Keywords: History of Development, Islamic Banking, Indonesia

Telaah Terhadap Praktik Akad Wadi’ah Di Perbankan Syariah Ayif Fathurrahman
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Even though Islamic banking through its programs has socialized sharia products to the general public, there are still some people who do not understand a number of sharia products, even though when examined about the benefits, all Islamic products certainly have their respective functions and roles in the economic life of the people. In connection with it, the products of the Islamic bank does not escape the problems. In practice, there are findings that might reduce the level of public interest if allowed to continue without the actions of Islamic banks. In addition, even in a sharia perspective, it is necessary to review how the contract should be implemented so that it does not harm both parties, both the bank and the customer. The article intends to examine more deeply about one of the sharia products, namely wadi>’ah (safekeeping services). This product is a deposit fund service where depositors can take the funds at any time, where the bank is not obliged but is allowed to give bonuses to customers. In this paper, the author tries to trace the wadi>’ah contract and its application in Islamic banking and tries to analyze the basis agreed upon by the National Sharia Board (DSN). Based on the literature review and the application of wadi>’ah in Islamic banking, the authors conclude for a while that there is nothing that shows a discrepancy with Islamic principles. However, in practice, it is still very necessary to develop. Keywords: Wadi>’ah, Islamic Bank, National Sharia Board

Pembangunan Ekonomi Islami Menurut Fahim Khan Dan Umer Chapra: Sebuah Kajian Komparatif Wiwin Fitriyah
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Every economic system in the world is the ultimate goal of creating a prosperous, just and equitable life. The effort to achieve this goal is economic development. The highest achievement in the Islamic economic system is the fulfillment of fala>h}, while fala>h} can be achieved by fulfilling the concept of maqa>s}id shari>ah, meaning say, preservation of beliefs, soul, spirit, heredity and property. Some theories about economic development strategies are often formulated by conventional economists framed by the ideology of capitalism and socialism. But the idea can not be separated from the critical projector. In the ranks of contemporary Islamic economic thinkers, criticism of Western development strategies is accompanied by an alternative offer. The object of this research is the reflection of Fahim Khan and Umer Chapra on economic development. This research uses qualitative method, with comparative descriptive analysis technique. From the existing data, the author tries to describe the two objects of research and analyze it, then compare the results of two research objects. After knowing the location of equations and differences, the authors analyze the factors that underlie it. The results show that there are similarities with the problems faced by developing countries. This is the high rate of unemployment or overwork. Fahim Khan also proposes economic development strategies for surplus countries by opening up and animating entrepreneurship as well as institutional support based on a partnership with the system (profit and loss sharing). If the theory of Chapra has nothing to do with the strategy it proposes, it is only the result of the criticism of capitalist and socialist existence that has failed to overcome the problems facing the developing countries. Its strategy focuses on four important elements: moral filters, correct motivation, socio-economic restructuring and the role of the state. There are 5 characteristics that influence the factors that cause the differences and similarities between Fahim Khan's and Umer Chapra's theories on economic development: action, context, history, power, and ideology. Keywords: Fahim Khan's Theory, Umer Chapra's Thoughts, Islamic Economic Development

Paradigma Islam Tentang Kemiskinan Dan Solusi Pemecahannya Moh. Subhan
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Poverty is a complex and multidimensional problem because it relates to the inability of a person to access economics, politics, socio-culture, and participation in society. This phenomenon will never disappear from the face of the earth, although statistically the poverty rate can be minimized. The types of poverty are very much dependent on their perspective, there is relative poverty and absolute poverty. There are also natural poverty, cultural poverty, and structural poverty to minimize poverty can be done appropriately, when the factors causing poverty arise. Factors that cause poverty in general are internal, external and repressive theology. Naturally there is no human being who wants himself poor, because the poor conditions often make someone marginalized in his social life. Therefore, poverty must be eradicated and combated together to make humans dignified and protected materially and morally. Islam considers that poverty is not something that cannot be changed, therefore it is necessary to have tactical and strategic steps to make changes from poor conditions to being capable and dignified. To alleviate poverty, Islam has varied ways and alternatives, including reconstruction of theology of poverty, building collective awareness of eradicating poverty, and building an individual work ethic. Keywords: Islamic Paradigm, Islamic Solution, Poverty Minimization

Mekanisme Pasar Dan Regulasi Harga Perspektif Ibn Taimiyah Dan Ibn Khaldun: Sebuah Kajian Komparatif Nur Muthmainnah
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

The role of Islamic economics in regulating the mechanism of market activity at this time is a very important factor, for the advancement and development of world economy in general and especially for the nation of Indonesia, this now the rate of the economy is still quite slow, after the monetary crisis in this country. As well as the regulation (determination) in the Islamic economic concept of determining is done by market forces namely the power of demand and offer. The research is the result of qualitative research that aimed answering the question of how Ibn Taimiyah thought about market mechanism and price regulation, how Ibn Khaldun thought about market mechanism and price regulation, and how the comparative analysis of Ibn Taimiyah and Ibn Khaldun's thought about market mechanism and price regulation. The research approach used a comparative descriptive or comparison approach, the data collection is done by reviewing the books.of figures Islamic economic thinkers. The results of the research of Ibn Taimiyah and Ibn Khaldun's thought about market mechanisms and price regulation, Ibn Taimiyah and Ibn Khaldun opinion that the ups and downs of prices in the market are determined by the level of demand and offer by a goods and prohibit the interference of any party in determining the price during the market is normal, and in the minds of the two figures there are some differences and equation in explaining about market mechanism and price regulation. Keywords: Ibn Taimiyah, Ibn Khaldun, Market Mechanism and Price Regulation

Paradigma Sistem Kapitalisme Dan Islam Tentang Welfare State Muhammad Kambali
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Welfare state or better known as the term prosperous is a form of actualization of idealism that upholds the values of humanism. It containS a set of ideal ideas on how the state is able to serve its people. Capitalism as a modern economic system, which is first demonstrated by humans, built the concept of the walfere state on the philosophy of laizes fair, which manifested itself in a free market system that uphold the value of free faith liberalism. The state in the capitalist system has a famous role with the term minimal role which in the term Adam Smith is said to be no intervesion. These roles include defense security, enforcement of justice and providing and maintaining certain public facilities and institutions. While the concept of walfere state in Islam is an effort to synergize worldly material interests with the spiritual interests of ukrowiyah. In addition, the concept of the welfare state in Islam is also based on the principles of Tawhid, al-Adl and khilafah. The role of the government in the Islamic conception includes fulfilling basic needs and guaranteeing the achievement of spiritual values. The fundamental difference between the two views of this system lies in the aspect of its philosophical foundation. Keywords: Walfare State, Laizes Fair, Tauhid, al-‘Adl

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Contact Name
Khozainul Ulum

Contact Email
jesunisla@gmail.com

Phone
+6282244470719

Journal Mail Official
jesunisla@gmail.com

Editorial Address
Jl. Veteran 53A Lamongan

Location
Kab. lamongan,

Jawa timur

INDONESIA

Abstract

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Khozainul Ulum

Contact Email jesunisla@gmail.com

Phone +6282244470719

Journal Mail Official jesunisla@gmail.com

Editorial Address Jl. Veteran 53A Lamongan

Location Kab. lamongan, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Khozainul Ulum

Contact Email
jesunisla@gmail.com

Phone
+6282244470719

Journal Mail Official
jesunisla@gmail.com

Editorial Address
Jl. Veteran 53A Lamongan

Location
Kab. lamongan,

Jawa timur

INDONESIA